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Injuries at pools, hot tubs, and fitness centers are generally covered under general liability, but carriers look closely at these amenities and may require specific safety measures, such as self-closing gates, posted rules, depth markings, compliant drain covers, and chemical logs.

Pools can lead to serious claims, so a commercial umbrella is worth considering if you have one.

Have a question about your own property? Contact Ace Insurance Consultants for a free coverage review.

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