
Local Johnson City, Tennessee insurance coverage that fits your business needs, with a team that knows your name.
Home, flood, and auto insurance in Johnson City, Tennessee
Johnson City sits in the mountains of Northeast Tennessee, home to East Tennessee State University and close to the Appalachian Trail, Boone Lake, and Watauga Lake.
Flooding after Helene
Hurricane Helene's remnants brought historic flooding to Northeast Tennessee in September 2024, including neighboring Unicoi and Carter counties. A standard home policy does not cover flood, so we quote it separately and shop homeowners coverage across carriers.
Students and rentals
We write renters insurance for ETSU students and landlord policies for property owners near campus and downtown.
Mountain driving and lakes
We write auto insurance for drivers on I-26 and the winding roads into the mountains, and boat insurance for Boone and Watauga Lakes.
Your insurance team for Johnson City, Tennessee
We work with Johnson City households and business owners, and also serve nearby Elizabethton, Jonesborough, Gray, and Kingsport, along with communities across Tennessee.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We don’t just write policies.
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.
We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.

"Ace Insurance Consultants exists to protect your family or business through proactive, strategic insurance planning, not just annual renewals."
Since 1999, we’ve dedicated ourselves to protecting families & businesses with personalized insurance solutions built on honesty, education, and care.
Ace Insurance Consultants


Your trusted insurance advisor in Johnson City, Tennessee providing insurance solutions for all types of businesses.
Insurance services offered by Ace Insurance Consultants.







