
Local Memphis, Tennessee insurance coverage that fits your business needs, with a team that knows your name.
Home, earthquake, and auto insurance in Memphis, Tennessee
Memphis sits on the bluffs above the Mississippi River in West Tennessee, home of Beale Street, Graceland, St. Jude Children's Research Hospital, and FedEx's global air hub.
Earthquake risk near the New Madrid fault
Memphis is one of the largest U.S. cities near the New Madrid Seismic Zone, and many older brick homes weren't built with earthquakes in mind. A standard home policy excludes earthquake damage, so we quote it separately along with homeowners coverage.
River flooding and storms
The Mississippi crested near 48 feet at Memphis in May 2011, flooding low areas along its tributaries, and severe storms and ice regularly bring down trees across the city. We quote flood insurance for homes near the Wolf River and Nonconnah Creek.
Logistics, landlords, and autos
We insure trucking operations, warehouses, and businesses tied to the airport and rail hub, write landlord policies for rental owners, and cover drivers on I-40, I-240, and I-55 with auto insurance.
Your insurance team for Memphis, Tennessee
We work with Memphis households and business owners, and also serve nearby Germantown, Bartlett, Collierville, Cordova, and Millington, along with communities across Tennessee.
Vehicle Insurance
Property Insurance
Personal Insurance
Insurance coverage for your business.
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages.
Builders Risk
Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.
Garage Keepers
Protects businesses against damage or theft of customers’ vehicles while in their care, custody, or control. This includes coverage for vehicles during service, repair, storage, or parking. It offers protection against fire, vandalism, collision, and theft, ensuring financial security for automotive businesses such as repair shops, body shops, and parking services.

We don’t just write policies.
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way.
We’ve successfully served hundreds of customers and are determined to treat each individual with respect and compassion. Shopping for insurance can be difficult, but our staff does the work for you. Maintain your peace of mind knowing that our insurance professionals have your back.

"Ace Insurance Consultants exists to protect your family or business through proactive, strategic insurance planning, not just annual renewals."
Since 1999, we’ve dedicated ourselves to protecting families & businesses with personalized insurance solutions built on honesty, education, and care.
Ace Insurance Consultants


Your trusted insurance advisor in Memphis, Tennessee providing insurance solutions for all types of businesses.
Insurance services offered by Ace Insurance Consultants.







