Some carriers offer a discount for roofs that resist hail and wind, such as Class 4 impact-resistant shingles or roofs built to the IBHS FORTIFIED standard.
Class 4 shingles are tested under the UL 2218 standard to resist damage from hailstones. FORTIFIED roofs add a sealed roof deck, stronger nailing, and better edge details to resist wind and water. Discounts and eligibility vary a lot from one carrier to the next.
If you’re replacing your roof, keep the product information and your roofer’s invoice, and send them to us. A credit only helps if your carrier has the paperwork, and we can find a carrier that recognizes the upgrade.
Questions about your own policy? Ace Insurance Consultants in Knoxville helps homeowners and drivers across Tennessee compare options from multiple carriers.
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