Yes. If you sell or serve alcohol in a bar, restaurant, lounge, or at events, liquor liability covers claims that arise from serving someone who then injures themselves or others. General liability policies typically exclude these claims for businesses that sell alcohol.
Even complimentary drinks at a happy hour can create exposure, so ask your agent how your coverage applies.
Have a question about your own property? Contact Ace Insurance Consultants for a free coverage review.
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