Get the employee medical care, document what happened, and report the injury to your workers’ comp carrier right away. In Tennessee, the employer generally provides a panel of physicians for the injured worker to choose from. The carrier pays authorized medical treatment and, if the employee can’t work, temporary disability benefits.
Offering light-duty work within the doctor’s restrictions helps the employee recover and keeps claim costs down.
Have a question about your own property? Contact Ace Insurance Consultants for a free coverage review.
Related FAQs
At least once a year before renewal, and any time you renovate, add amenities like a pool or bar, change your number of rooms, add vehicles, or change your payroll ...
Yes. Franchise agreements usually require specific coverages and minimum limits, such as general liability, umbrella, liquor liability, and property coverage, and require the franchisor to be named as an additional ...
Standard property policies typically exclude mechanical and electrical breakdown. Equipment breakdown coverage pays to repair or replace HVAC systems, boilers, elevators, commercial laundry equipment, kitchen equipment, and electrical systems after ...
