Most hotels and motels need commercial property insurance, general liability, business interruption, and workers’ compensation as a foundation. Depending on your operations, you may also need liquor liability, innkeepers liability for guest property, commercial auto for shuttles, garagekeepers for valet parking, equipment breakdown, cyber liability, employment practices liability, crime coverage, and a commercial umbrella.
Smaller properties can often combine core coverages in a business owners policy or hospitality package policy.
Have a question about your own property? Contact Ace Insurance Consultants for a free coverage review.
Related FAQs
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