Innkeepers liability covers damage to or loss of guests’ personal property while it’s in your care, such as luggage, items stored in your safe, or belongings stolen from a guest room. Standard general liability policies usually don’t cover property in your care, custody, or control.
Tennessee law can limit a hotel’s liability for guest valuables when the hotel provides a safe and posts the required notice, so make sure your posted policies and coverage work together.
Have a question about your own property? Contact Ace Insurance Consultants for a free coverage review.
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