Tennessee Restaurant Insurance Made Easy
Why Smart Restaurant Owners Get Insured
(and Stay Insured)?
No More Staff Injury Surprises
Slippery floors and hot kitchens = employee injuries. We help manage Workers’ Comp so claims don’t skyrocket your premiums.
Simple, Gap-Free Coverage
Confused by your policy? We explain it in plain English—and make sure you don’t overpay or leave dangerous gaps.
Serving Alcohol? You’re Covered.
One drink too many could mean a lawsuit. We make sure you’re protected with the right Liquor Liability coverage.
Slip-and-Fall Lawsuits? Handled.
When disaster forces you to shut down, Business Interruption and Equipment Coverage keep your finances stable.
Fire, Floods & Breakdown? You’re Back Fast.
Customers trip, and suddenly you’re being sued. Our General Liability protects your business and your peace of mind.
Bonus: More Coverage, Less Hassle
From food spoilage to delivery van accidents, we’ve got your kitchen covered. We even help meet landlord lease requirements.
What’s On the Menu of Protection?
General Liability
Covers customer injuries, property damage, and legal fees — the essentials your landlord (and lawyer) will thank you for.
Property Insurance
Fires, theft, broken equipment then, Life happens. We’ll help you bounce back quickly.
Workers’ Compensation
Protects your team and keeps you compliant with Tennessee law.
Liquor Liability
Serving alcohol? Make sure one bad night doesn’t cost you your business.
Business Interruption
IF you’re forced to close temporarily, this covers lost income, keeping the lights (and hope) on.
Commercial Auto
Whether it’s deliveries or catering, we protect your business on wheels.
Food Spoilage & Contamination
Power out? Walk-in fridge fail? We’ve got your lost inventory covered.
Why Choose Ace Insurance Consultants?
We’re a locally owned, independent insurance agency in Knoxville, Tennessee. For over 30 years, we’ve helped restaurant owners across Southern Tennessee protect what matters most—from family-owned diners to full-service restaurants with liquor licenses. We speak both English and Spanish, and we treat every client like family.
Neighborhood Roots
Neighborhood-owned since 1990, we’ve spent over 30 years protecting restaurants across Southern Tennessee, from family-run spots to full-service establishments.
Inclusive & Bilingual
Inclusive service in English and Spanish means your needs are heard and understood so there’s 100% clarity and 0% confusion.
Always on Your Side
As a fully independent agency, we’re always advocating for your best interest. We promote bespoke coverage with real support.
